<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://support.merit.ee/en/articles/196930-sending-e-mails-with-smtp-protocol</loc>
    <lastmod>2025-06-25T17:25:09Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/196930-sending-e-mails-with-smtp-protocol" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/196930-e-kirjade-saatmine-privaatset-smtpd-kasutades-aktiva" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/196930-как-отправлять-электронные-письма-из-merit-aktiva-с-помощью-приватного-smtp-сервера" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/196930-e-kirjade-saatmine-privaatset-smtpd-kasutades-aktiva</loc>
    <lastmod>2026-01-30T08:07:51Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/196930-sending-e-mails-with-smtp-protocol" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/196930-e-kirjade-saatmine-privaatset-smtpd-kasutades-aktiva" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/196930-как-отправлять-электронные-письма-из-merit-aktiva-с-помощью-приватного-smtp-сервера" />
  </url>
  <url>
    <loc>https://support.merit.ee/ru/articles/196930-как-отправлять-электронные-письма-из-merit-aktiva-с-помощью-приватного-smtp-сервера</loc>
    <lastmod>2025-07-24T06:22:15Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/196930-sending-e-mails-with-smtp-protocol" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/196930-e-kirjade-saatmine-privaatset-smtpd-kasutades-aktiva" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/196930-как-отправлять-электронные-письма-из-merit-aktiva-с-помощью-приватного-smtp-сервера" />
  </url>
  <url>
    <loc>https://support.merit.ee/en/articles/196931-sending-e-mails-from-merit-palk-using-private-smtp-server</loc>
    <lastmod>2025-06-25T17:25:46Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/196931-sending-e-mails-from-merit-palk-using-private-smtp-server" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/196931-e-kirjade-saatmine-privaatset-smtpd-kasutades-palk" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/196931-как-отправлять-электронные-письма-из-merit-palk-с-помощью-приватного-smtp-сервера" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/196931-e-kirjade-saatmine-privaatset-smtpd-kasutades-palk</loc>
    <lastmod>2026-01-30T08:12:05Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/196931-sending-e-mails-from-merit-palk-using-private-smtp-server" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/196931-e-kirjade-saatmine-privaatset-smtpd-kasutades-palk" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/196931-как-отправлять-электронные-письма-из-merit-palk-с-помощью-приватного-smtp-сервера" />
  </url>
  <url>
    <loc>https://support.merit.ee/ru/articles/196931-как-отправлять-электронные-письма-из-merit-palk-с-помощью-приватного-smtp-сервера</loc>
    <lastmod>2025-07-24T06:33:27Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/196931-sending-e-mails-from-merit-palk-using-private-smtp-server" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/196931-e-kirjade-saatmine-privaatset-smtpd-kasutades-palk" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/196931-как-отправлять-электронные-письма-из-merit-palk-с-помощью-приватного-smtp-сервера" />
  </url>
  <url>
    <loc>https://support.merit.ee/en/articles/196947-sending-e-mails-using-ms-modern-auth-in-merit-palk</loc>
    <lastmod>2025-06-25T09:17:19Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/196947-sending-e-mails-using-ms-modern-auth-in-merit-palk" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/196947-e-kirjade-saatmine-modern-auth-kasutades-palk" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/196947-современная-аутентификация-microsoft-в-merit-palk" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/196947-e-kirjade-saatmine-modern-auth-kasutades-palk</loc>
    <lastmod>2025-06-25T12:03:35Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/196947-sending-e-mails-using-ms-modern-auth-in-merit-palk" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/196947-e-kirjade-saatmine-modern-auth-kasutades-palk" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/196947-современная-аутентификация-microsoft-в-merit-palk" />
  </url>
  <url>
    <loc>https://support.merit.ee/ru/articles/196947-современная-аутентификация-microsoft-в-merit-palk</loc>
    <lastmod>2025-07-24T06:35:24Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/196947-sending-e-mails-using-ms-modern-auth-in-merit-palk" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/196947-e-kirjade-saatmine-modern-auth-kasutades-palk" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/196947-современная-аутентификация-microsoft-в-merit-palk" />
  </url>
  <url>
    <loc>https://support.merit.ee/en/articles/196948-sending-e-mails-using-ms-modern-authentication</loc>
    <lastmod>2025-06-25T08:58:25Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/196948-sending-e-mails-using-ms-modern-authentication" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/196948-e-kirjade-saatmine-modern-auth-kasutades-aktiva" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/196948-современная-аутентификация-microsoft-в-merit-aktiva" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/196948-e-kirjade-saatmine-modern-auth-kasutades-aktiva</loc>
    <lastmod>2025-06-25T11:24:04Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/196948-sending-e-mails-using-ms-modern-authentication" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/196948-e-kirjade-saatmine-modern-auth-kasutades-aktiva" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/196948-современная-аутентификация-microsoft-в-merit-aktiva" />
  </url>
  <url>
    <loc>https://support.merit.ee/ru/articles/196948-современная-аутентификация-microsoft-в-merit-aktiva</loc>
    <lastmod>2025-07-24T06:27:03Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/196948-sending-e-mails-using-ms-modern-authentication" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/196948-e-kirjade-saatmine-modern-auth-kasutades-aktiva" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/196948-современная-аутентификация-microsoft-в-merit-aktiva" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/288358-seb-pank</loc>
    <lastmod>2026-01-30T10:44:48Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/312525-coop-pank</loc>
    <lastmod>2026-01-30T11:07:20Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/312526-lhv-pank</loc>
    <lastmod>2026-03-12T09:02:44Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/312527-swedbank</loc>
    <lastmod>2025-12-29T11:29:38Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/323975-iseteeninduskeskkonna-kasutamine</loc>
    <lastmod>2025-10-27T12:46:11Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/324091-saatelehega-muuk-koondarvele</loc>
    <lastmod>2025-10-15T12:35:55Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/324373-klient</loc>
    <lastmod>2026-03-09T13:35:50Z</lastmod>
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/324373-klient" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/324373-клиент" />
  </url>
  <url>
    <loc>https://support.merit.ee/ru/articles/324373-клиент</loc>
    <lastmod>2025-10-15T12:37:09Z</lastmod>
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/324373-klient" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/324373-клиент" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/324717-perioodilised-arved-aktiva-pro-ja-premium-paketis</loc>
    <lastmod>2025-12-02T08:00:19Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/324731-pakkumised-aktiva-premium-paketis</loc>
    <lastmod>2026-03-17T10:38:44Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/324779-muugiarve-koostamine</loc>
    <lastmod>2025-10-15T10:46:37Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/327502-kinnipidamiste-kokkulepped</loc>
    <lastmod>2026-02-10T10:52:14Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/327750-muugiarve-seadistus</loc>
    <lastmod>2026-03-09T12:39:26Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/333507-muugiartiklid</loc>
    <lastmod>2025-10-15T12:37:54Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/333903-perioodiliste-arvete-mass-muutmine</loc>
    <lastmod>2025-12-01T11:20:45Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/337424-ostuartiklid</loc>
    <lastmod>2025-10-15T11:22:04Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/337758-e-arve-aktiveerimine-aktivas</loc>
    <lastmod>2026-04-01T13:08:42Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/en/articles/338368-stock-transactions</loc>
    <lastmod>2026-01-27T14:58:31Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/338368-stock-transactions" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/338368-lao-liikumised" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/338368-транзакции-с-товарными-запасами" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/338368-lao-liikumised</loc>
    <lastmod>2026-01-27T14:51:27Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/338368-stock-transactions" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/338368-lao-liikumised" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/338368-транзакции-с-товарными-запасами" />
  </url>
  <url>
    <loc>https://support.merit.ee/ru/articles/338368-транзакции-с-товарными-запасами</loc>
    <lastmod>2026-01-27T14:57:54Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/338368-stock-transactions" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/338368-lao-liikumised" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/338368-транзакции-с-товарными-запасами" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/338369-saldoteatiste-ja-meeldetuletuste-saatmine</loc>
    <lastmod>2025-10-15T12:42:45Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/en/articles/338370-gl-transaction</loc>
    <lastmod>2026-01-27T14:35:31Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/338370-gl-transaction" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/338370-pearaamatu-kanded" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/338370-транзакции-гк" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/338370-pearaamatu-kanded</loc>
    <lastmod>2026-01-27T14:34:53Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/338370-gl-transaction" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/338370-pearaamatu-kanded" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/338370-транзакции-гк" />
  </url>
  <url>
    <loc>https://support.merit.ee/ru/articles/338370-транзакции-гк</loc>
    <lastmod>2026-01-27T14:36:29Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/articles/338370-gl-transaction" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/338370-pearaamatu-kanded" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/338370-транзакции-гк" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/338371-kaibedeklaratsioon</loc>
    <lastmod>2025-11-24T08:42:25Z</lastmod>
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/338371-kaibedeklaratsioon" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/338371-декларация-по-налогу" />
  </url>
  <url>
    <loc>https://support.merit.ee/ru/articles/338371-декларация-по-налогу</loc>
    <lastmod>2025-10-15T13:02:30Z</lastmod>
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/338371-kaibedeklaratsioon" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/338371-декларация-по-налогу" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/338515-kasutatud-kaubale-kreeditarve-koostamine</loc>
    <lastmod>2025-10-15T12:45:34Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/338849-kasutajakonto-loomine</loc>
    <lastmod>2025-12-29T13:22:52Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/339497-pohivara-arvestus-merit-aktivas</loc>
    <lastmod>2026-02-12T14:46:57Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/340972-mass-saatmine-aktiva-pro-ja-premium-paketis</loc>
    <lastmod>2025-10-15T12:36:18Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/345448-lao-algsaldo-sisestamine</loc>
    <lastmod>2025-10-28T09:59:08Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/345462-valmistoodangu-arvele-votmine-labi-komplekteerimise-merit-aktiva-premium-paketis</loc>
    <lastmod>2025-12-12T13:18:52Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/345468-kinnipidamiste-saajad</loc>
    <lastmod>2025-11-26T09:14:08Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/345471-pangad</loc>
    <lastmod>2026-03-02T12:14:51Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/345484-tehingute-liigid-maksete-kajastamisel</loc>
    <lastmod>2025-10-15T12:47:45Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/345492-kassad-ja-kassaraamat</loc>
    <lastmod>2025-10-06T07:07:09Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/361066-tarnija</loc>
    <lastmod>2025-10-15T11:20:50Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/361457-ostuarve-sisestamine</loc>
    <lastmod>2025-10-15T11:20:20Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/361541-ostu-kreeditarve</loc>
    <lastmod>2025-10-15T07:31:39Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/361548-uhendusesisene-kauba-voi-teenuse-ostuarve-sisestus</loc>
    <lastmod>2025-10-15T11:23:24Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/361760-kinnipidamised</loc>
    <lastmod>2025-12-29T13:32:07Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/361761-kinnipidamiste-liigid</loc>
    <lastmod>2025-11-26T09:12:52Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/362250-kaardiga-laekunud-muugiarvete-kajastamine</loc>
    <lastmod>2025-12-02T14:37:07Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/362263-laoartiklid</loc>
    <lastmod>2025-10-28T11:54:15Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/362270-oma-pangakontode-vaheliste-tehingute-kajastamine</loc>
    <lastmod>2025-10-15T12:49:10Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/362714-amortisatsiooni-arvestus</loc>
    <lastmod>2025-10-20T20:38:40Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/362716-pohivarade-mahakandmine</loc>
    <lastmod>2025-10-20T20:39:53Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/362727-pohivarade-umberhindamine</loc>
    <lastmod>2025-10-20T20:40:37Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/362729-pohivarade-umberklassifitseerimine</loc>
    <lastmod>2025-10-20T20:43:28Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/362732-pohivarad</loc>
    <lastmod>2026-02-12T14:47:31Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/362734-amortisatsiooni-aruanne</loc>
    <lastmod>2025-10-15T13:25:35Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/362735-pohivarade-koondaruanne</loc>
    <lastmod>2025-10-20T20:47:39Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/362737-pohivarade-nimekiri</loc>
    <lastmod>2025-10-20T20:47:53Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/362763-kinnitamata-ostuarved</loc>
    <lastmod>2026-04-01T13:12:48Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/364042-ostutellimus</loc>
    <lastmod>2025-10-20T10:00:52Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/364062-aruandev-isik</loc>
    <lastmod>2025-10-20T09:25:30Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/364086-kaibeandmik</loc>
    <lastmod>2025-11-24T09:14:48Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/364229-laoseisu-aruanne</loc>
    <lastmod>2025-10-28T12:23:21Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/364876-pohivara-ostu-ja-muugi-kajastamine</loc>
    <lastmod>2025-10-20T21:02:07Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/365226-kinnitusring</loc>
    <lastmod>2025-10-15T11:22:58Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/365312-viiviste-arvestus</loc>
    <lastmod>2025-10-15T12:43:44Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/365558-lao-seisu-kontrollaruanne</loc>
    <lastmod>2025-10-28T12:45:41Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/365601-omahinna-umberarvestus</loc>
    <lastmod>2025-10-30T10:17:58Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/365773-ostu-ja-maksuvolgnevuste-aruanne</loc>
    <lastmod>2025-10-15T12:57:57Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/365964-uhendusesisene-teenuse-muuk-kmd-l-kaubaga-samal-real</loc>
    <lastmod>2025-10-15T12:44:52Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/366639-kinnipidamiste-aruanne</loc>
    <lastmod>2025-11-26T09:17:52Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/366640-kinnipidamiste-valjamaksete-aruanne</loc>
    <lastmod>2025-11-26T09:18:42Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/366711-bilansi-koostamine</loc>
    <lastmod>2026-01-21T12:50:04Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/366735-kiirvaliku-klahvid-merit-aktivas</loc>
    <lastmod>2026-03-17T11:56:06Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367484-laokaupade-analuusi-aruanne</loc>
    <lastmod>2025-10-28T13:17:00Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367502-kaupade-kaibeandmik</loc>
    <lastmod>2025-10-28T13:26:54Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367512-detailne-kauba-liikumise-aruanne</loc>
    <lastmod>2025-10-28T12:34:23Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367526-oss-deklaratsioon-merit-aktivas</loc>
    <lastmod>2025-10-15T12:44:30Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367563-lao-koguse-umberarvestus</loc>
    <lastmod>2025-11-18T06:56:55Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367608-laokaubale-kreeditarve-koostamine</loc>
    <lastmod>2025-10-30T10:49:56Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367610-ostu-ja-maksuvolgnevuste-tasumise-aruanne</loc>
    <lastmod>2025-10-20T09:44:58Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367614-ettevotte-andmed</loc>
    <lastmod>2025-10-30T13:08:11Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367615-numbriseeriad</loc>
    <lastmod>2025-12-03T13:34:38Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367617-laokauba-soetushinnale-taiendavate-kulude-jagamine-ostuarvel-merit-aktiva-premium-paketis</loc>
    <lastmod>2025-10-30T10:53:27Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367622-e-arvete-jm-integratsioonide-seadistus</loc>
    <lastmod>2026-03-02T14:39:11Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367656-valuutade-seadistamine</loc>
    <lastmod>2025-12-03T15:59:12Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367688-riigid</loc>
    <lastmod>2025-12-03T15:59:23Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367699-muugiaruanne</loc>
    <lastmod>2025-10-15T12:38:44Z</lastmod>
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/367699-muugiaruanne" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/367699-отчет-о-продажах" />
  </url>
  <url>
    <loc>https://support.merit.ee/ru/articles/367699-отчет-о-продажах</loc>
    <lastmod>2025-10-15T12:39:20Z</lastmod>
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/367699-muugiaruanne" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/367699-отчет-о-продажах" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367716-vaikimisi-kontod</loc>
    <lastmod>2026-02-02T12:02:41Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367748-muugihinnad-ja-allahindlused</loc>
    <lastmod>2025-12-02T15:44:16Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/367814-majandusaastad</loc>
    <lastmod>2026-02-11T18:08:53Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/368282-valuuta-saldo-umberhindlus</loc>
    <lastmod>2026-03-16T10:06:01Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/368295-tasaarveldused-klientide-ja-tarnijatega</loc>
    <lastmod>2025-10-15T12:50:43Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/368298-dividendide-arvestus</loc>
    <lastmod>2025-11-25T08:32:56Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/368300-tasaarveldus-maksudega</loc>
    <lastmod>2026-03-16T10:14:59Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/368468-vaikesaldode-mahakandmine</loc>
    <lastmod>2025-10-06T07:09:28Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/368572-programmi-keele-valik</loc>
    <lastmod>2025-12-03T16:01:29Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/368840-api-seadistus</loc>
    <lastmod>2025-10-30T14:17:15Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/369114-ettevotte-litsentsi-info</loc>
    <lastmod>2025-10-30T14:18:58Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/369133-kasutajad</loc>
    <lastmod>2025-10-30T14:23:08Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/369484-minu-konto</loc>
    <lastmod>2025-10-30T13:57:16Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/369497-ettevotete-arvu-aruanne</loc>
    <lastmod>2025-10-30T13:55:12Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/369659-arhiveerimine</loc>
    <lastmod>2025-11-24T11:41:43Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/369714-pusikommentaaride-kasutamine-arvel-ja-kliendikaardil</loc>
    <lastmod>2025-12-02T15:47:48Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/369731-saadetud-vastuvoetud-e-arvete-aruanne</loc>
    <lastmod>2025-10-30T13:47:33Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/369778-aktivas-digiteeritud-dokumentide-aruanne-ja-digiteerimise-funktsiooni-aktiveerimine</loc>
    <lastmod>2025-10-30T13:54:11Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/369808-pohivarade-grupid</loc>
    <lastmod>2025-12-08T08:19:13Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/369809-pohivarade-asukohad</loc>
    <lastmod>2025-12-08T08:49:28Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/369810-pohivarade-vastutajad</loc>
    <lastmod>2025-12-08T08:23:03Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/369813-saldoteatiste-meeldetuletuste-jm-tekstid</loc>
    <lastmod>2025-12-03T15:23:24Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/374531-kasumiaruande-seadistus</loc>
    <lastmod>2026-02-02T12:42:03Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/374542-paevaraamat</loc>
    <lastmod>2025-11-24T09:16:44Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/374587-artikli-grupid</loc>
    <lastmod>2025-12-08T08:28:02Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/377021-dimensioonide-aruanded</loc>
    <lastmod>2025-11-24T11:54:01Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/377022-dimensioonide-perioodiline-aruanne</loc>
    <lastmod>2025-11-24T11:54:44Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/377023-dimensiooni-aruanne-teise-dimensiooni-loikes</loc>
    <lastmod>2025-11-24T11:56:28Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/377919-mootuhikud</loc>
    <lastmod>2025-12-03T15:46:20Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/378297-kliendi-grupid</loc>
    <lastmod>2025-12-08T08:34:22Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/378364-tarnija-grupid</loc>
    <lastmod>2025-12-08T08:51:52Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/378397-laod</loc>
    <lastmod>2025-12-08T08:52:48Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/378562-andmete-import</loc>
    <lastmod>2026-03-10T15:05:32Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/378565-mootuhikute-teisendused</loc>
    <lastmod>2025-12-03T15:59:38Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/378747-majandusaasta-aruanded</loc>
    <lastmod>2025-11-25T08:25:09Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/380442-e-arvete-koondfail-panka-aktiva-pro-ja-premium-paketis</loc>
    <lastmod>2026-03-17T11:36:41Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/382536-algsaldod</loc>
    <lastmod>2026-03-10T15:21:20Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/382698-tasude-arvestuslehed</loc>
    <lastmod>2025-12-29T13:33:57Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/382699-lepingud</loc>
    <lastmod>2025-12-29T14:38:26Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/382800-kande-numbrite-jarjestamine</loc>
    <lastmod>2026-02-02T13:20:39Z</lastmod>
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/382800-kande-numbrite-jarjestamine" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/382800-последовательность-транзакций" />
  </url>
  <url>
    <loc>https://support.merit.ee/ru/articles/382800-последовательность-транзакций</loc>
    <lastmod>2025-10-15T13:54:59Z</lastmod>
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/382800-kande-numbrite-jarjestamine" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/382800-последовательность-транзакций" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/390191-kasumiaruande-koostamine</loc>
    <lastmod>2025-11-24T09:29:22Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/390241-kontoplaan</loc>
    <lastmod>2026-02-11T18:16:15Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/390614-aruandvate-isikute-kuluaruanded</loc>
    <lastmod>2025-10-20T09:31:31Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/394797-rahavoogude-aruanne</loc>
    <lastmod>2025-11-24T09:38:37Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/394830-maksekorraldused</loc>
    <lastmod>2025-10-15T12:48:43Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/394839-pearaamat</loc>
    <lastmod>2025-11-24T08:47:38Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/395291-panga-valjavotte-import</loc>
    <lastmod>2025-10-15T12:48:07Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/396141-merit-palk-programmiga-too-alustamine</loc>
    <lastmod>2025-12-29T14:48:34Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/407068-minu-kasutajakonto</loc>
    <lastmod>2025-11-26T10:38:13Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/407100-valjamaksed</loc>
    <lastmod>2026-03-12T15:02:44Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/409346-palgapaeva-maaramine</loc>
    <lastmod>2025-11-26T11:04:54Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/409647-kontoplaan</loc>
    <lastmod>2026-02-12T13:57:28Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/412050-valisvaluuta-arvete-tasumine-tasutuks-markimine-eur-kontolt</loc>
    <lastmod>2025-10-15T12:49:32Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/414244-pangakontod</loc>
    <lastmod>2025-11-26T11:09:54Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/422598-ettemaksuarved-standard-ja-pro-paketis</loc>
    <lastmod>2025-12-01T11:03:32Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/429072-pangatehingute-kajastamine-imporditud-valjavottes</loc>
    <lastmod>2025-10-20T07:47:13Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/429481-muud-seadistused</loc>
    <lastmod>2025-11-26T11:19:55Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/429737-ettemaksuarved-premium-paketis</loc>
    <lastmod>2025-12-01T10:58:07Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/439669-andmete-importimine-merit-palgas-too-alustamisel</loc>
    <lastmod>2025-11-28T11:18:59Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/439706-tootajate-kontaktandmete-import-failist-merit-palgas-pro-paketis</loc>
    <lastmod>2025-12-30T14:31:33Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/441127-vahenenud-toovoime-maarangu-import-failist-merit-palgas-pro-paketis</loc>
    <lastmod>2025-12-30T14:33:32Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/441453-dimensioonide-import-failist-merit-palgas-pro-paketis</loc>
    <lastmod>2025-12-30T14:29:36Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/455025-pohitasu-palgakokkulepete-import-failist-merit-palgas-pro-paketis</loc>
    <lastmod>2025-12-30T14:30:26Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/455136-maksuvaba-tulu-maarangu-import-failist-merit-palgas-pro-paketis</loc>
    <lastmod>2025-12-30T14:32:40Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/455151-puhkusekohustuse-maara-import-failist-merit-palgas-pro-paketis</loc>
    <lastmod>2025-12-30T14:33:05Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/455153-tookatkestuste-import-failist-merit-palgas-pro-paketis</loc>
    <lastmod>2025-12-30T14:32:14Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/455154-tasude-ja-kinnipidamiste-import-failist-merit-palgas</loc>
    <lastmod>2025-12-30T14:33:55Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/455314-maksekorraldused</loc>
    <lastmod>2025-11-26T10:24:54Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/455329-maksudeklaratsioon-tsd</loc>
    <lastmod>2025-11-26T10:26:58Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/455792-kasutajate-liigid-merit-aktivas</loc>
    <lastmod>2025-12-02T08:54:48Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/457311-deklareerimata-maksuvolad</loc>
    <lastmod>2025-11-26T10:28:20Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/457321-ettevotte-andmed</loc>
    <lastmod>2025-11-26T10:41:42Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/457422-kasutajad</loc>
    <lastmod>2026-03-03T12:39:11Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/458420-litsentsi-info</loc>
    <lastmod>2025-10-31T07:32:31Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/458422-ettevotete-arvu-aruanne</loc>
    <lastmod>2025-11-26T10:46:09Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/458430-automaatsed-teavitused</loc>
    <lastmod>2025-11-26T11:21:51Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/458441-osakonnad</loc>
    <lastmod>2025-11-26T11:48:29Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/458448-ametid</loc>
    <lastmod>2025-11-26T11:49:21Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/458455-ametigrupid</loc>
    <lastmod>2025-11-26T11:50:02Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/458461-kulukohad</loc>
    <lastmod>2025-11-26T11:51:22Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/458488-projektid</loc>
    <lastmod>2025-11-26T11:52:08Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/458498-puhkused-ja-tookatkestused</loc>
    <lastmod>2025-11-26T08:54:13Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/460030-puhkusekompensatsioon</loc>
    <lastmod>2025-11-26T08:55:37Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/460043-kollektiivpuhkus</loc>
    <lastmod>2025-11-26T08:56:36Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/460049-tookatkestuste-liigid</loc>
    <lastmod>2025-11-26T09:35:53Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/462259-peakasutaja-oiguste-uleandmine-koos-tasuliste-lisakasutajatega</loc>
    <lastmod>2025-12-10T11:26:23Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/462757-peakasutaja-vahetus-programmis-oiguste-uleandmine-uuele-peakasutajale</loc>
    <lastmod>2026-03-03T15:19:52Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/466665-api-seadistus-merit-palk-pro-paketis</loc>
    <lastmod>2025-11-26T10:47:48Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/466673-tookatkestuste-aruanne</loc>
    <lastmod>2025-11-26T08:57:38Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/466690-lisapuhkuste-aruanne</loc>
    <lastmod>2025-11-26T08:58:25Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/466693-puhkusekohustused</loc>
    <lastmod>2026-02-10T15:08:05Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/466713-puhkusekohustuste-detailne-aruanne</loc>
    <lastmod>2025-11-26T09:03:40Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/466719-pearaamatu-kanne</loc>
    <lastmod>2025-11-28T11:45:51Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/469912-kui-programmis-on-mitu-kasutajat-siis-kes-peaks-lisama-programmi-juurde-uusi-firmasid</loc>
    <lastmod>2025-12-08T09:27:01Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/469924-sisselogimise-e-posti-kasutajatunnuse-muutmine</loc>
    <lastmod>2025-12-02T09:35:51Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/469958-kasutajate-liigid-merit-palgas</loc>
    <lastmod>2025-12-02T10:02:40Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/471552-palgateatiste-koostamine-ja-saatmine</loc>
    <lastmod>2025-11-28T11:23:58Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/471557-koondpalgateatis</loc>
    <lastmod>2025-11-26T08:21:19Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/471770-palgaleht</loc>
    <lastmod>2025-11-26T08:46:08Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/471873-keskmiste-tasude-aruanne</loc>
    <lastmod>2025-11-26T08:31:19Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/471880-statistika-aruanne</loc>
    <lastmod>2025-11-26T08:43:46Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/471919-tasude-ja-tundide-aruanne</loc>
    <lastmod>2025-11-26T07:42:59Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/473155-osakonnad</loc>
    <lastmod>2025-12-08T08:45:07Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/473192-dimensioonid</loc>
    <lastmod>2026-01-26T09:07:11Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/476058-tasude-liigid</loc>
    <lastmod>2025-11-26T07:43:25Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/476543-aasta-keskmise-tootajate-arvu-aruanne</loc>
    <lastmod>2025-11-26T08:44:58Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/476548-tootajate-nimekiri</loc>
    <lastmod>2026-03-17T10:55:54Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/482753-alustamine-merit-aktivaga</loc>
    <lastmod>2026-03-11T14:08:15Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/482765-reisiteenuse-erijuht</loc>
    <lastmod>2025-12-02T07:49:28Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/483079-montonio-makselink</loc>
    <lastmod>2025-12-01T08:50:35Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/483224-kliendilaekumiste-aruanne</loc>
    <lastmod>2025-12-01T14:29:29Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/494271-maksuvaba-tulu-rakendamise-muudatused-alates-1-jaanuarist-merit-palgas</loc>
    <lastmod>2025-12-03T11:00:29Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/496472-e-arvete-operaator-soomes-finago-apix</loc>
    <lastmod>2026-04-01T13:25:32Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/508601-kuidas-kajastada-mootorsoidukimaksu</loc>
    <lastmod>2026-01-26T08:39:59Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/508703-kuidas-kajastada-tookatkestust-tootajatele-kes-osalevad-oppekogunemisel</loc>
    <lastmod>2025-12-15T12:22:39Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/509227-mitteresidendist-tootaja-lisamine</loc>
    <lastmod>2025-12-15T12:37:08Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/510313-mida-merit-palga-kasutajad-programmi-juures-koige-rohkem-hindavad</loc>
    <lastmod>2025-12-15T14:22:24Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/510315-mis-on-ja-mis-ei-ole-merit-palga-litsentsi-hinna-sees</loc>
    <lastmod>2025-12-15T14:24:10Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/510319-kas-ma-saan-merit-palka-enne-ostmist-proovida</loc>
    <lastmod>2025-12-15T14:28:00Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/510324-kui-ma-soovin-ule-minna-merit-palga-suurema-tootajate-arvuga-paketile-siis-kui-palju-ma-pean-juurde-maksma</loc>
    <lastmod>2025-12-15T14:35:12Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/510326-kui-ma-merit-palga-litsentsi-enam-ei-pikenda-mis-saab-siis-minu-andmetest</loc>
    <lastmod>2025-12-15T14:33:56Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/510327-kui-ma-ostan-merit-palga-ja-mone-aja-parast-selgub-et-programm-mulle-ei-sobi-kas-ma-saan-siis-raha-tagasi</loc>
    <lastmod>2025-12-15T14:35:02Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/518814-mis-on-ja-mis-ei-ole-merit-aktiva-litsentsi-hinna-sees</loc>
    <lastmod>2025-12-29T12:54:24Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/518817-milliste-arvutite-ja-operatsioonisusteemidega-saab-aktivat-kasutada</loc>
    <lastmod>2025-12-29T12:56:37Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/518818-kas-aktivast-saab-saata-ja-vastu-votta-e-arveid</loc>
    <lastmod>2026-03-02T14:26:04Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/518822-kas-ma-saan-merit-aktivat-enne-ostmist-proovida</loc>
    <lastmod>2025-12-29T13:02:34Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/518824-mis-vahe-on-merit-aktiva-pakettidel-standard-pro-ja-premium</loc>
    <lastmod>2025-12-29T13:05:38Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/518830-te-reklaamite-aktivat-nii-raamatupidajatele-kui-ettevotjatele-kummale-ta-paremini-sobib</loc>
    <lastmod>2025-12-29T13:08:39Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/518832-mida-merit-aktiva-kasutajad-koige-rohkem-programmi-juures-hindavad</loc>
    <lastmod>2025-12-29T13:11:12Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/518834-kui-ma-merit-aktiva-litsentsi-enam-ei-pikenda-kas-siis-sailib-juurdepaas-andmetele-voi-oleks-vaja-teha-vajalikud-valjatrukid-voi-pdf-failid</loc>
    <lastmod>2025-12-29T13:15:50Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/518838-mida-tahendab-tasuta-piiratud-oigustega-lisakasutaja</loc>
    <lastmod>2025-12-29T13:39:47Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/518840-kuidas-ma-saan-teha-oma-andmetest-varukoopiaid</loc>
    <lastmod>2025-12-29T13:21:17Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/518843-kui-ma-ostan-merit-aktiva-litsentsi-ja-mone-aja-parast-selgub-et-programm-mulle-ei-sobi-kas-ma-saan-siis-raha-tagasi</loc>
    <lastmod>2025-12-29T13:22:41Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/522460-telema-edi-teenus</loc>
    <lastmod>2026-03-03T21:09:25Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/528058-kasutatud-kauba-muuk</loc>
    <lastmod>2026-04-01T12:58:28Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/532664-kuidas-saab-laekumata-muugiarveid-ebatoenaoliseks-voi-lootusetuks-kanda</loc>
    <lastmod>2026-01-26T11:41:39Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/532709-impordi-kaibemaks</loc>
    <lastmod>2026-01-26T13:07:53Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/532766-kuidas-markida-arvele-tasumist-pearaamatu-kontoga-mis-ei-ole-rahakonto</loc>
    <lastmod>2026-01-26T14:48:06Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/534063-kaibemaks</loc>
    <lastmod>2026-02-17T12:56:27Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/549877-proportsionaalne-kaibemaksu-arvestus</loc>
    <lastmod>2026-03-03T20:37:37Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/572810-ostuaruanne</loc>
    <lastmod>2026-03-17T11:52:07Z</lastmod>
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/572810-ostuaruanne" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/572810-отчёт-о-закупках" />
  </url>
  <url>
    <loc>https://support.merit.ee/ru/articles/572810-отчёт-о-закупках</loc>
    <lastmod>2026-03-04T11:55:45Z</lastmod>
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/572810-ostuaruanne" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/572810-отчёт-о-закупках" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/587848-maksude-arvestus-merit-aktivas</loc>
    <lastmod>2026-03-03T19:49:24Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/589432-kolmnurktehing-merit-aktivas</loc>
    <lastmod>2026-03-03T20:47:39Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/589518-automaatne-kulude-periodiseerimine</loc>
    <lastmod>2026-03-02T13:44:49Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/589761-kasutajakonto-kustutamine</loc>
    <lastmod>2026-03-17T09:21:25Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/590811-kasutusrent</loc>
    <lastmod>2026-04-01T15:30:48Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/591882-siseriiklik-poordmaksustamine-metalltoodetele</loc>
    <lastmod>2026-03-03T21:15:29Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/592464-e-postiga-saadetud-saldoteatised-meeldetuletused</loc>
    <lastmod>2026-03-17T11:06:23Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/593031-kliendivolgnevuste-aruanne</loc>
    <lastmod>2026-03-17T11:03:12Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/593037-wise-panga-valjavotte-votmine</loc>
    <lastmod>2026-03-12T14:15:12Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/593393-kliendivolgnevuste-perioodiline-aruanne</loc>
    <lastmod>2026-03-17T11:04:51Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/596024-faktooringutehingud</loc>
    <lastmod>2026-03-17T11:09:14Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/600396-ostu-ja-maksuvolgnevuste-perioodiline-aruanne</loc>
    <lastmod>2026-03-17T11:53:48Z</lastmod>
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/600396-ostu-ja-maksuvolgnevuste-perioodiline-aruanne" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/600396-просроченная-кредиторская-задолженность" />
  </url>
  <url>
    <loc>https://support.merit.ee/ru/articles/600396-просроченная-кредиторская-задолженность</loc>
    <lastmod>2026-03-10T14:26:57Z</lastmod>
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/articles/600396-ostu-ja-maksuvolgnevuste-perioodiline-aruanne" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/articles/600396-просроченная-кредиторская-задолженность" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/600513-kaheastmelise-autentimise-2fa-aktiveerimine</loc>
    <lastmod>2026-03-10T10:58:16Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/605011-kui-kindlustus-huvitab-ostuarve-osaliselt-tasub-osa-arvest-otse-tarnijale</loc>
    <lastmod>2026-03-17T08:54:24Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/611237-tarnijate-kaibeandmik</loc>
    <lastmod>2026-04-01T13:46:18Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/617433-muugianaluusi-aruanne</loc>
    <lastmod>2026-03-25T10:47:09Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/articles/617976-klientide-kaibeandmik</loc>
    <lastmod>2026-04-01T13:17:28Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/en/collections/14041-merit-aktiva</loc>
    <lastmod>2025-10-08T07:42:34Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/collections/14041-merit-aktiva" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/collections/14041-merit-aktiva" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/collections/14041-merit-aktiva" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/collections/14041-merit-aktiva</loc>
    <lastmod>2025-10-08T07:42:34Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/collections/14041-merit-aktiva" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/collections/14041-merit-aktiva" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/collections/14041-merit-aktiva" />
  </url>
  <url>
    <loc>https://support.merit.ee/ru/collections/14041-merit-aktiva</loc>
    <lastmod>2025-10-08T07:42:34Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/collections/14041-merit-aktiva" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/collections/14041-merit-aktiva" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/collections/14041-merit-aktiva" />
  </url>
  <url>
    <loc>https://support.merit.ee/en/collections/23226-merit-palk</loc>
    <lastmod>2025-10-08T07:42:43Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/collections/23226-merit-palk" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/collections/23226-merit-palk" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/collections/23226-merit-palk" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/collections/23226-merit-palk</loc>
    <lastmod>2025-10-08T07:42:43Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/collections/23226-merit-palk" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/collections/23226-merit-palk" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/collections/23226-merit-palk" />
  </url>
  <url>
    <loc>https://support.merit.ee/ru/collections/23226-merit-palk</loc>
    <lastmod>2025-10-08T07:42:43Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="https://support.merit.ee/en/collections/23226-merit-palk" />
    <xhtml:link rel="alternate" hreflang="et" href="https://support.merit.ee/et/collections/23226-merit-palk" />
    <xhtml:link rel="alternate" hreflang="ru" href="https://support.merit.ee/ru/collections/23226-merit-palk" />
  </url>
  <url>
    <loc>https://support.merit.ee/et/collections/744564-kasutajad-litsentsid</loc>
    <lastmod>2025-10-27T08:18:28Z</lastmod>
  </url>
  <url>
    <loc>https://support.merit.ee/et/collections/1347294-test</loc>
    <lastmod>2026-02-10T12:03:13Z</lastmod>
  </url>
</urlset>
